Home Insurance Law Personal-Occupation Incapacity Insurance coverage Claims

Personal-Occupation Incapacity Insurance coverage Claims

Personal-Occupation Incapacity Insurance coverage Claims


El Segundo Legal professionals Combating to Implement Shoppers’ Rights After Personal Incapacity Insurance coverage Declare Denials

Michael B. Horrow represented an Optical Designer who grew to become completely disabled attributable to degenerative illness in his again and hips. He had bought non-public incapacity insurance coverage for monetary safety if he ever grew to become bodily unable to apply his occupation. Because of the extreme ache brought on by his situations, he was unable to proceed working in his occupation. Learn extra: $1.8 M For Unreasonable Termination Of Incapacity Advantages

Many high-income professionals resolve to buy non-public incapacity insurance coverage for their very own particular occupation. The purpose is to guard themselves within the occasion they develop into disabled and aren’t capable of work of their present occupations.

These professionals, similar to medical doctors, dentists, and legal professionals, pay a excessive premium for the peace of thoughts and safety of this insurance coverage. Insurance coverage protection is meant to be there for them, nonetheless, in the event that they develop into disabled. Regardless of this truth, insurance coverage firms typically unreasonably refuse to pay out on the insurance policies. That’s the place the attorneys at Donahue & Horrow can are available to assist injured professionals maintain their insurers accountable.


Personal Incapacity Insurance coverage Claims Are Usually Denied

Those that purchase non-public incapacity insurance coverage pay substantial premiums to forestall the drastic penalties to their households and life in the event that they develop into unable to carry out the necessities of their very own occupation. However for these excessive earners, the worth could also be value it due to the necessity to substitute massive incomes within the occasion of a incapacity.

Professionals who buy one of these insurance coverage can embody:


In case your non-public incapacity insurance coverage declare was denied, or delayed, our legal professionals could possibly provide help to get your advantages paid.

When insurers unreasonably refuse to honor their facet of the insurance coverage contract, these denied protection nonetheless have choices. Our agency is expert at litigating these instances and serving to shoppers pursue the cash they’ve coming to them beneath the coverage.

Contact us at the moment to debate your particular case. We serve shoppers within the Los Angeles space and all through Southern and Northern California.

In case after case going toe-to-toe with a number of the largest incapacity insurers within the nation, together with UNUM, Cigna, Hartford, MetLife and plenty of others, Donahue & Horrow, LLP has established itself because the “go to” agency for own-occupation incapacity insurance coverage points and recovered tens of thousands and thousands of {dollars} for its shoppers. Forbes, September 8, 2014



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